Credit Card Security

Everyone wants a safe, secure online store from a source you can trust. You can feel secure in knowing that we use DPS (Direct Payment Solutions). It’s the leading online credit card processing facility. DPS processes $20B transactions annually. It has over 15,000 merchants from Air New Zealand to World Vision.
More information about DPS can be found on the DPS website:

Card transactions require the 3 digit security code from the reverse of your credit card. This provides additional security from stolen card numbers. In addition, most credit card companies provide additional safeguards to protect your online transaction. Credit card details are encrypted to ensure your transactions with us are private. Encryption protects them as they travel over the Internet.

The Billy Beds website holds your payment details in an encrypted format until we process your order. This encryption makes it virtually impossible for unauthorised parties to read any information that you send us. Your credit card details are not seen or retained by us. This means if you do wish to add to an order, we will need to seek card details again.  This is because we do not have access to your card details from the original purchase. We can, however, process a payment manually on the Direct Payment Solutions site via our secure DPS log in.


We accept Paypal – you can just choose the Paypal option at the checkout. It will be quickest if you have a Paypal account already. This will save you entering all your details again. Please ensure you return to the Billy Beds website after completing your Paypal transaction.

We are a New Zealand based company. Therefore we process all payments via Bank of New Zealand bank accounts. We will bill you in Australian or New Zealand dollars. The currency depends on the drop down currency selector you choose on our site. Your bank may have charges or fees associated with international transactions. Please keep this in mind when placing your order.